Public Liability
You may have also heard it being called Event Liability cover.
Cover for legal representation and reimbursement of legal defence fees for injury to guests or participants and/or theft/damage of equipment. This is the cover that will protect you in event of a lawsuit, even if you are not directly in the firing line.
Lawyers usually take a shotgun approach, naming multiple parties in a lawsuit. Having the right insurer to represent your particular interests can make all the difference. Insurers also tend to have access to good legal representation, so you can continue with your business without being dragged into lengthy and costly discussions.
Even if the venue doesn’t specifically request you to have Public Liability protection, take it from us that you will definitely still be called into any legal actions. Better safe than sorry.
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